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What is a payday loan? 

Payday loans are unsecured, short-term loans for relatively small amounts of money. Most people can apply for between £50 to £1000. The loan is usually paid Within 31 days or as agreed with the lender. Only people who are currently employed or have a regular source of income can be approved for payday loans.

How long does the application process take?

From start to finish, the entire process can take just a few minutes. The short application form is less than one page long.

What information must be included on the form? 

To secure a payday loan, you will be asked to provide your contact details, employment details, and details regarding your current financial situation.

How quickly can I receive the money? 

If approved by one of our lenders, the money you requested could be deposited into your bank account on the same day you submitted your application. If you apply Monday through Friday, the money could be in your account in less than 24 hours. If you apply on the weekend, you should receive the money by Monday.

Is there an application fee?

No, there is no charge for submitting a loan application through Crocodile Loans. However, interest will be charged on the loan but all details will be set out by the lender if you are approved for a loan.

Are there any hidden charges? 

We pride ourselves on being completely transparent with our customers, so there are no hidden charges associated with applying for a loan through us.

What charges do you assess?

Some lenders charge a penalty fee for making a payment late or missing a payment. If you find yourself experiencing trouble with making your loan payment, contact your lender as soon as possible to discuss your situation.

Will you be able to answer any questions I may have?

We warmly welcome any questions our customers may have and aim to provide a high level of customer support 24 hours a day.

Is your service safe and secure?

Yes, we take great pride in ensuring that all of our customers’ data is securely transmitted and stored. Our secure servers and computer systems utilise the latest technology in order to maintain our secure environment. Furthermore, we are fully compliant with the UK’s Data Protection Acts.

Is your service legal? 

Yes, our loan service is fully compliant with all English and Welsh laws.

What do I do if I find myself struggling to repay my loan?

We only accept applications from those who demonstrate an ability to repay their loans. However, if you find yourself having difficulty repaying your loan, you should contact your lender immediately so they can determine the best way to move forward.

If I am pleased with your service, can I leave a positive testimonial?

Of course, we love receiving positive testimonials from happy clients. Simply contact us through the normal communication channels.

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**Once approved, your cash could be in your account in minutes. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures.

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Warning: Late repayment can cause you serious money problems. For help, go to Representative example: £400 borrowed for 30 days. Total amount repayable is £459.36. Interest charged is £59.36, interest rate 180.5% p.a. (variable). Representative 728.9% APR. does not provide any loan or consumer Credit products directly.